Escondido, CA

Noel J. Trias has over thirty four years experience in the financial services and benefits industry with primary focus in the corporate benefit trust and retirement plan markets. Noel oversees the Retirement Plan and HRA consulting practices of Benefits Matrix, LLC based in Escondido, California.

Since 1989, Clients turn to Noel for the design and implementation of defined contribution plans, non-qualified deferred compensation plans 409(a) plans, business continuity and tax planning for small to mid size businesses. Part of his practice is to advise employers on defined contribution health plans including HRA and HSA design that may help offset rising health insurance costs.

Noel has a degree in accounting from the University of San Diego and earned a M.S. in Financial Services from Golden Gate University in 1990. He has been a featured guest speaker with CPA firms and chambers of commerce across Arizona and California. He is active in church serving as treasurer of the Escondido Church of Christ.

Jim Holly has over forty-six years experience in the financial services and benefits industry with primary focus in the corporate benefit trust and retirement plan markets and corporate benefit trusts. Jim oversees the retirement plan consulting practice based in Laguna Niguel, California.

Since 1975, clients turn to Jim for the design and implementation of defined contribution plans, defined benefit, executive and non-qualified deferred compensation plans 409(a) plans for small, mid-size businesses. Over his career, Jim has worked as an advisor or wholesaler on over 2,500 plans. A few companies that Jim assisted with their plans were BCBG Maxazria, Vizio, USA Distributor for UGGs, Duckhorn Winery,

Jim has a degree in economics from the University of California Los Angeles. He has been a featured guest speaker across California. Jim has been a trainer for over 800 financial advisors. He is happily married, has a daughter and two grandsons.

His interests including hiking – Mt Whitney, Grand Canyon, Half Dome. Jim is an avid history and military history buff.

Scott has 40 years of investment experience and has been professionally licensed for 28. He has been a Certified Financial Planner™ practitioner since 2004 specializing in comprehensive financial planning – Retirement planning, estate planning, tax-strategy planning, risk management/insurance planning, investment strategy planning for wealth accumulation, & business succession planning. Scott is currently working towards two designations – a Certified Private Wealth Advisor (CPWA) and a Chartered Life Underwriter (CLU).

As a CFP® and an Investment advisor representative, Scott is a fiduciary and held to a Fiduciary Standard of Care. This standard puts client’s needs before his or his employer. In his 28 years as a registered professional, Scott has never had any client litigation nor a single letter of complaint. His goal is to help as many people as possible achieve financial security for themselves and their heirs.

Scott was born and raised in Southern California. He is married to his wife, Karla, and are blessed with two amazing children, Melika and Dante. They enjoy missionary work when time permits, camping, deep-sea fishing, snorkeling, Kayaking, cooking, BBQ/smoking, gardening, and actively participating in the development of their children.

Scott’s favorite Mantras: Never stop learning & help as many people as you can along the way.